How Much Income You Need To Save (By EVERY Age)
Here's EXACTLY how much you need saved by every age, the average incomes from your 20's, 30's, 40's, and 50's - and how you can retire with as little as $416 per month. Enjoy! Add me on Instagram: GPStephan | PROMOTIONAL OFFER: Get FREE Fractional Shares when you sign up and make a deposit using my paid affiliate link for WeBull: https://a.webull.com/i/GrahamStephan GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF - $100 OFF WITH CODE 100OFF AGE 20: Average Net Worth: -$31,571 1. GET A CREDIT CARD The point is to begin building up your credit score as soon as possible, since 50% of your score is made up from your on-time payment history and how LONG you’ve had credit for. 2. OPEN A ROTH IRA This will allow you to invest $7000 per year and grow your money COMPLETELY TAX-FREE by the age of 59 - meaning, by the time you’re older, everything is pure profit. 3. SAVE 20% OF YOUR INCOME 4. INVEST IN THE MARKETS AGE 30: Average Net Worth: $42,339 1. GET A CREDIT SCORE OF AT LEAST 750 2. BE BAD-DEBT FREE BY 30 YEARS OLD This means you’ve paid off any loans or debt that’s above a 5%-6% interest rate, you don’t have any credit card debt or personal loans outstanding, and besides the possibility of a low-interest rate mortgage or student loan…you don’t have anything weighing you down. 3. HAVE A 3-6 MONTH SAFETY FUND 4. AIM FOR 1X YOUR SALARY SAVED AGE 40: Median Net Worth: $90,000 Average Net Worth: $319,000 1. MAX OUT RETIREMENT ACCOUNTS ANNUALLY 2. MAXIMIZE YOUR EARNINGS 3. HAVE A BUDGET - NO MATTER WAHT 4. KNOW HOW MUCH YOU NEED TO RETIRE The rule of thumb is that, for a 30-year retirement, you’ll need to have anywhere between 25 to 30x your annual spending invested in order for that money to last you without running out. AGE 50: Median Net Worth: $290,000 Average Net Worth: $1,300,000 1. HAVE 7-8X YOUR SALARY SAVED, OR 10-12X YOUR EXPENSES 2. BE CLOSE TO PAYING OFF YOUR MORTGAGE 3. HAVE A CLEAR PLAN FOR RETIREMENT AGE 60: Median Net Worth: $490,000 Average Net Worth: $1,600,000 Top 1% Net Worth: $14,338,000 1. AIM FOR 10-12X YOUR SALARY SAVED UP 2. PAY OFF YOUR PRIMARY RESIDENCE 4. BEGIN WITHDRAWING FROM RETIREMENT ACCOUNTS My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB For business inquiries, you can reach me at [email protected] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
2/21/2024 9:00:31 PM
What a $400,000 House in Tokyo Japan will Get You
Get 10% off with my link on Squarespace - https://squarespace.com/paolofromtokyo This is a Japanese Home Tour of a $400,000 house in Tokyo. This 60,000,000 JPY House tour is pre-renovation so it may look a bit rough. It's a 160 square meters, 44 year old, 4LDK house with 2 garages and a backyard sitting on 181 square meters of land. So in Japan, housing properties are evaluated based on the land value plus the building value. In Tokyo, the average land value is about 1.2M yen 8110 USD per square meter, while in this area, on the outskirts, it averages about 330,000 yen / 2230 USD per square meters, which would value this house’s land at around 400,000 dollars. But since this house was built in 1980, has been poorly maintained, left un-renovated with no one living here for 3 years, the house value in Japan is considered close to zero. Therefore, a total valuation of 400,000 USD. This Tokyo house is a 12 minute walk away from Komae train station, which has many shops and cool restaurants and of course a supermarket. Also, about a 20 mins train ride from Shinjuku station, this area has a down to earth relaxing vibe and my favorite 3 breweries in the area with one just across the street. Real Estate Friend's Website - https://www.jinshomes.com/ Get my Paolo fromTOKYO Premium Kaminari Hot Sauce - https://paolofromtokyohotsauce.com Get my Tokyo & Japan Merch and show your support! - https://www.tokyozebra.com/mrch ___ Tokyo Zebra: My 2nd YouTube Channel ___ See My Life in Japan behind the scenes - https://www.youtube.com/tokyozebra Questions about Japan or Japan Travel? Get answers and chat with my Discord Community - https://paolofrom.tokyo/discord ___ Channel Support ___ Want to help SUPPORT my channel, buy me a BEER or Maiko and I DINNER? Thank you in advance! - PayPal: https://www.paypal.me/paolofromtokyo - Venmo: PaolofromTokyo (venmo.com/paolofromtokyo) - Patreon: https://www.patreon.com/paolofromtokyo - Bitcoin: 1AUZW1Emio4qtRiBir3EUDey1zi3ssoRsw Join YouTube Channel Memberships - https://www.youtube.com/paolofromtokyo/join - Merch Store: https://tokyozebra.com/mrch ___ Help with Subtitles / Closed Captioning ___ - https://paolofrom.tokyo/cc ___ Business ___ Want me to feature your business in my video? [email protected] Want to send me stuff? For ADDRESS - https://www.tokyozebra.com/address ___ For more info about me ___ I'm from TOKYO JAPAN, I've been living here for a long time. I'll be your Tokyo Travel Guide, taking you to the spots I love as well as showing you what to do all around Japan and maybe sometimes overseas. I'm also into Tech so you'll see a few videos about my drone and other cool toys I discover. In short, the channel is all about what I Love, Japan, Food, Travel, Tech and most likely coming FROM-TOKYO, my home. - Website https://www.tokyozebra.com/about - Instagram: @paolofromtokyo - https://instagram.com/paolofromtokyo @tokyo.zebra - https://instagram.com/tokyo.zebra - Facebook: https://www.facebook.com/paolofromtokyoofficial - Twitter: https://twitter.com/paolofromtokyo ___ My Film Gear ___ (Affiliate Links Used - I may receive commission from products purchased) - Main Camera (USA Link) https://amzn.to/2GlSvyy (International) http://geni.us/pyBIG7S - Main Wide Lens (USA Link) https://amzn.to/2o5B00B (International) https://geni.us/DDbpW - Powered Mic (USA Link) https://amzn.to/2B7HnUM (International) http://geni.us/ZaFl4a - Mic (USA Link) https://amzn.to/30VtlPV (International) https://geni.us/lVurdzT - Portable TriPod (USA Link) https://amzn.to/2LKhM6e (International) http://geni.us/DfeI - Gimbal (USA Link) https://amzn.to/2PYmjYA (International) https://geni.us/amgYR3 - Drone (Original) (USA Link) https://amzn.to/2K6qrAW (International) http://geni.us/UFAFl3c - For a complete list of my gear: https://www.tokyozebra.com/my-gear/ Access to Music in video: http://share.epidemicsound.com/zsbS8
3/15/2024 11:59:00 PM
Driving Porsches from $3,000 to $3,000,000
Take your personal data back with Incogni! Use code DONUT at the link below and get 60% off an annual plan http://incogni.com/donut We drove Porsches at EVERY price, from a $3,000 project all the way up to a $3,000,000 hypercar, and everything in between! Special thanks to everyone who lent us their Porsche: $3,000 928 S -- @944driver $25,000 Carrera -- @dandickheiser $100,000 277 911 -- @MagnusWalkerUrbanOutlaw $200,00 997.2 GT3 RS -- @vin_tra $300,000 Dakar 911 -- @Porsche $1,000,000 Gunther Werks 993 -- @berify.io $3,000,000 918 Spyder -- @porschesantaclarita Donut = We like cars, and we like making videos about cars. Hopefully our videos make you like cars too. Subscribe for +50hp Notification bell for +100hp Get a Donut shirt ►http://www.donut.media/ We have podcasts, too! Past Gas, the #1 automotive podcast in the world ►http://bit.ly/PastGas The Big Three, our weekly car news show ► https://bit.ly/TheBigThreePodcast Donut Podcasts YouTube ►https://www.youtube.com/donutpodcasts Join the Donut Underground: https://www.youtube.com/channel/UCL6JmiMXKoXS6bpP1D3bk8g/join Like working on vehicles? Subscribe to Real Mechanic Stuff! https://www.youtube.com/@realmechanicstuff Also our instagram has good memes: https://instagram.com/donutmedia/
3/18/2024 3:00:51 PM
$6000 First Class Flight on Japan Airlines | Tokyo🇯🇵 - Bangkok🇹🇭 3-Day Trip
Hello, Today we fly First Class on Japan Airlines from Tokyo to Bangkok, A trip for 3 Days! Enjoy! The first video of my Round the World First Class trip! Thanks for watching and enjoy?!?! The total expense for this journey amounts to ¥1,200,000, plus additional surcharge and tax, which may vary depending on the originating country of the flight. For every flight during our global journey, we will be utilizing a first-class 'round the world' ticket. The booking process for this trip is quite extensive and can sometimes require several months of advance planning. Thanks for watching????? Fee/Day: ¥810,000/US$5500/₹450,000/€5000/C$8000/£4500/₩8,000,000/₽500,000/A$8,000 Airplane: Boeing 777-300ER Flight time 6 hours 55 minutes (4589.20 km or 2851.59 miles) Seat: 1D Days of Stay: Bangkok 3 Days Experience: goodbye sushi hello pad Thai 0:00 Introduction 0:55 Map & Cost 2:09 Lounge JAL First Class 8:03 on board JAL First Class Overview 12:01 Meal in First Class 12:51 Amenities 22:12 Sleeping in First Class 24:58 Second Meal in First Class 27:37 Arriving in Bangkok 29:08 Hotel #1 (JC Kevin Sathon) 31:34 Lunch in a Food Court 33:19 hotel #2 (The Quarters Hua Lamphong) 35:26 Exploring Chinatown & Meal 37:56 Rain & Massage & McDonald’s 40:57 Breakfast 43:39 Tom Yum Kung Lunch 47:25 Wat Arun Temple 49:35 thanks for watching!
11/26/2023 2:00:06 PM
$5,000 vs $1,350,000 Per Month RENT in the most expensive city in USA
Try Opera browser FOR FREE here https://opr.as/Opera-browser-Erik-Van-Conover In todays episode we are comparing rental prices touring luxury homes in one of the most expensive cities in America - Aspen Colorado. From living cheap in a $5k per month studio to living like a Billionaire in the most expensive mega mansions and hotel in town. FOLLOW ME ON TIKTOK: https://bit.ly/3B6zr2m http://instagram.com/erikconover https://www.facebook.com/erikbconover/ https://twitter.com/erikconover https://m.imdb.com/name/nm5820378/ Filmed by @dronehubmedia https://www.instagram.com/dronehubmedia?igsh=amV3Mzg5azR4ZXV6 Chapters 0:00 - $5,000 rent 2:01 - $20,000 rent 3:32 - $80,000 rent 5:52 - $300,000 rent 8:15 - $600,000 rent 26:15 - $1,350,000 rent Produced by Resolute Wave Inc 2024
4/14/2024 1:01:52 PM
MASTERCLASS: 10 Places Your Money NEEDS To Go As Soon As You Get Paid
Subscribe to Market Briefs for FREE and get my daily financial newsletter: https://briefs.co/market/jaspreet ✅ Check out my products: 1. Market Briefs - Get my free financial newsletter for investors: https://briefs.co/market/jaspreet 2. Free eBook - How To Build Wealth As An Investor here: https://briefs.co/yt/build-wealth 3. Business Accounting - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/yt/accounting Recommended: Got Paid? 7 Places Your Money NEEDS To Go https://youtu.be/ILoLznxIgjE?si=MOLBVcaKiN4FPFX_ What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh My recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Real Estate Investing Online 1) 🏠 Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/yt/fundrise ---------- ➤ Life Insurance 2) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/yt/policygenius-life ---------- ➤ Invest In Stocks Passively 3) 📈 M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/yt/m1-finance ---------- ➤ Buy Gold Passively 4) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
2/25/2024 12:30:16 PM
I Spent $2,000 To Gain $10,000 In Equity!!! DIY MODERN BATHROOM RENOVATION.
Every Step of this complete bathroom renovation. From Ugly to Modern! Go to https://squarespace.com/modernbuilds to save 10% off your first purchase of a website or domain using code MODERNBUILDS This Modern Bathroom makeover / renovation is a part of my full income property renovation series! I had to take down paneling and do a lot of drywall work, update the floors, shower/tub, add a new vanity, frameless LED mirror, toilet and tons of cool accessories!! Let me know what you think down below and stay tuned for more full renovation videos now that we're down to the final stages of this flip! Mike's First Flip Playlist: https://www.youtube.com/playlist?list=PLKUJ-lrS-NXtmazCdtp0PIW01CPPPK25U Another Bathroom Renovation: https://youtu.be/_jt26JfnKOg?si=CmLjJxr01Eyn8KhA DIY Frameless LED Mirror: https://youtu.be/K88W6HweESw?si=LhzNu6EiV973Vd_I FLOORET Flooring: https://get.aspr.app/SHGoO 50% off Sample code: MIKEFLOORET Materials and Supplies: Vanity: https://rb.gy/2kz8dy LED Mirror: https://amzn.to/4cCFmQ4 Faucets: https://amzn.to/49lEz2W Shower Fixtures: https://homedepot.sjv.io/g1EoxO Toilet: https://rb.gy/nso3yj Ceiling Light: https://amzn.to/3vyP5pO LVP Floors: https://spn.so/m0uu4avs Henry Feather Finish: https://amzn.to/43CT0i5 Drywall Sander: https://amzn.to/3TIixSe Skim Coat Blade: https://amzn.to/3U03Efm Drywall Tool Set: https://amzn.to/3vG0KDe Door I used: https://homedepot.sjv.io/XYe1M4 Metal Shelf: https://amzn.to/3vxCIdK Wooden Shelf: https://amzn.to/43BLcgB Shower Curtain: https://amzn.to/43Ef1wK Shower Rod: https://amzn.to/3TCJdnz Bamboo Floormats: https://amzn.to/43EeICm Hand Towel Ring: https://amzn.to/43I39Kh Bathroom Accessories: https://amzn.to/4aDB0WT Where I Get My Music (Free Trial): https://www.epidemicsound.com/referral/osroq1/ Thanks for watching!! http://www.modernbuilds.com/ ___________________________________________________________________ ADD ME ON: Instagram: https://goo.gl/UgEpJs | @modernbuilds Facebook: https://goo.gl/KiI1cX TikTok: https://www.tiktok.com/@mikefrommodernbuilds Subscribe: https://goo.gl/pgDSS8 Website: http://www.modernbuilds.com/ Merch: http://www.modernbuilds.com/store ___________________________________________________________________ Thanks for watching! -Mike Montgomery MODERN BUILDS Hi, My name is Mike Montgomery and I'm a MAKER; a designer, builder, and full-time content creator. Accessibility is my focus with Modern Builds, not simply accessibility of designs, but accessibility in materials, information, and projects themselves. I've focused on creating furniture and DIY projects that are simple enough that any beginner maker can accomplish, yet interesting enough that any expert might be inspired. Building and making is becoming less and less of an exclusive hobby and profession. My goal is to reduce that separation even further.
4/1/2024 4:58:23 AM
