MASTERCLASS: 10 Places Your Money NEEDS To Go As Soon As You Get Paid
Subscribe to Market Briefs for FREE and get my daily financial newsletter: https://briefs.co/market/jaspreet ✅ Check out my products: 1. Market Briefs - Get my free financial newsletter for investors: https://briefs.co/market/jaspreet 2. Free eBook - How To Build Wealth As An Investor here: https://briefs.co/yt/build-wealth 3. Business Accounting - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/yt/accounting Recommended: Got Paid? 7 Places Your Money NEEDS To Go https://youtu.be/ILoLznxIgjE?si=MOLBVcaKiN4FPFX_ What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh My recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Real Estate Investing Online 1) 🏠 Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/yt/fundrise ---------- ➤ Life Insurance 2) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/yt/policygenius-life ---------- ➤ Invest In Stocks Passively 3) 📈 M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/yt/m1-finance ---------- ➤ Buy Gold Passively 4) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
2/25/2024 12:30:16 PM
Top 10 Countries that Pay You to Live!
The United States can be an expensive place to live. Housing, transportation, healthcare, and day-to-day expenses cause many Americans to look outside the US for better and more affordable places to live. Affordable is nice, but being paid to live in some place can be even better. Yes, believe it or not, some countries will pay you to move to the country and live there. They might pay you with tax breaks, real estate, or cold hard cash. Today, we look at 10 countries that will pay you to live there. Sometimes, it is tax breaks and other incentives; other times, it is cold, hard cash. We will list these countries and how you get paid. Got it? Get it? Good. Let's take a look. Top 10 Countries That Will Pay You to Live There Countries that pay you to live there Get paid to live in another country. Do you need a local Realtor for the area you want to move to? I have teamed up with HomeAndMoney.com to help you find one that suits your needs. Use this link: https://homeandmoney.com/briggs/ 💰Have Questions? Do you want to help find a place that fits?? My Cash App: $World2Briggs 🔶My Other Channels: 📺 On This Day https://www.youtube.com/channel/UCs9MGJ6xVKLKG_YsQkQNLjg?sub_confirmation=1 🏡Suite Life For Briggs https://www.youtube.com/channel/UCRIQ4mHp7f8cV0xiayhMSMw #unitedstates World According to Briggs, Travel, Real estate, Top 10, countries that pay you to move there, countries that pay you to live there, get paid to live in another country, get paid to live somewhere else, countries that will pay you, places that pay you to move there, best countries to move to, living abroad, Get Paid to move, expat retirement
1/31/2024 10:56:01 PM
$5,000 vs $1,350,000 Per Month RENT in the most expensive city in USA
Try Opera browser FOR FREE here https://opr.as/Opera-browser-Erik-Van-Conover In todays episode we are comparing rental prices touring luxury homes in one of the most expensive cities in America - Aspen Colorado. From living cheap in a $5k per month studio to living like a Billionaire in the most expensive mega mansions and hotel in town. FOLLOW ME ON TIKTOK: https://bit.ly/3B6zr2m http://instagram.com/erikconover https://www.facebook.com/erikbconover/ https://twitter.com/erikconover https://m.imdb.com/name/nm5820378/ Filmed by @dronehubmedia https://www.instagram.com/dronehubmedia?igsh=amV3Mzg5azR4ZXV6 Chapters 0:00 - $5,000 rent 2:01 - $20,000 rent 3:32 - $80,000 rent 5:52 - $300,000 rent 8:15 - $600,000 rent 26:15 - $1,350,000 rent Produced by Resolute Wave Inc 2024
4/14/2024 1:01:52 PM
How to Buy Your First Fountain Pen
Everything you need to know when buying your first fountain pen with some tips: https://gentl.mn/buy-first-fountain-pen #fountainpen #tips #notsponsored SHOP THE VIDEO: → Knit Tie in Solid Pale Yellow: https://gentl.mn/knit-tie-solid-paleyellow → Yellow Exotic Caribbean Boutonniere: https://gentl.mn/yellowexotic-caribbean-boutonniere → Khaki & Navy Stripe Socks: https://gentl.mn/khaki-navy-shadow-stripesocks GUIDES YOU DON'T WANT TO MISS: → Everyday Carry Essentials: https://gentl.mn/everyday-carry-essentials → Best Budget Fountain Pens: https://gentl.mn/best-budget-fountainpens → 5 Best Mid-Range Fountain Pens: https://gentl.mn/midrange-fountain-pens → Mont Blanc Pens - Is It Worth It?: https://gentl.mn/montblanc-fountainpen → Guide To The Fountain Pen: https://gentl.mn/guide-to-fountain-pen → How To Write With A Fountain Pen: https://gentl.mn/writing-fountain-pen → The Writing Ink Guide: https://gentl.mn/writing-ink-guide → Handwritten Sentiments: https://gentl.mn/handwritten-sentiments → Avoid These Fountain Pen Mistakes: https://gentl.mn/fountainpen-mistakes VIDEO CREDITS: → Script: E.J. Daniles & Sven Raphael Schneider → Camera: Chris Dummer → Editing: Nicolas Jaramillo → Supervision: Preston Schlueter & Jack Collins → 20th Television IMAGE CREDITS: → Palmharborrtho → Mirabellemakery → OMAS → Kaweco → Ancora → Tylerdahlpens → Thepelikansperch → Lizsteel → Fountainpenlove → Tokiestationpens → Indypendance → Jetpens → Reddit → Lamy → Pensguide → Wellappointeddesk → Goldspot → Fountainpennetwork → Penaddict → Unsharpen → Gentlemanstationer → Pinterest → Amazon → Thepencompany → Andersonpens → Cross → Nibs → Shopify → Goulerpens → Ebay Want to see more videos? Subscribe to our channel! → https://gentl.mn/youtube Become a part of the Gentleman's Gazette community - support us on Patreon! https://gentl.mn/patron Want to join our team? Take a look at our open positions! https://gentl.mn/work-with-us ________________________________________________________________________ Gentleman's Gazette https://gentl.mn/gghome-page01 https://gentl.mn/gghome-pageshop Facebook: https://www.facebook.com/gentlemansgazette Gentleman Quiz: https://gentl.mn/gg-gentleman-quiz-02 00:00 Fountain Pen Introduction A fountain pen is an elegant, gentlemanly, highly personal writing instrument. Investing in one can be a major personal milestone. We'll help you determine your needs, how to assess fountain pen varieties, and options at different price points, and point you where to buy one. 01:18 1. 1 Determine How You Intend To Use Your Pen Fountain pen functionality should vary: if planning for EDC with a fountain pen, if the pen is used mostly for writing letters or journaling at home, and if you are interested primarily in calligraphy. 02:39 2. Set a Budget Usually, it is best to invest in quality with good cost-per-wear. Well-made, functional fountain pens can be found at every price point. It just requires research to make sure you get your money’s worth. 04:07 3. Research Reputable Brands Use your budget to narrow down potentially viable brands. Narrowing down the selection based on brands with good reputations can make the overall job easier. Getting a grasp on brands and what they’re famous for will give you a better idea of what fountain pens to test out. 06:09 4. Research Reputable Dealers At well-established shops, owners and salespeople can give you expert advice based on their personal experience and are less likely to push a particular brand. 07:39 5. Determine Your Writing Style and Desired Writing Experience Before considering the features of your pen, you’ll need to take stock of your writing style. Fountain pen features should complement how you write so that you enjoy writing with the pen. You need to consider how you write. Being aware of writing style terminology and vocabulary will also help you explain your writing style to others. 08:22 6. Select features based on needs and intended use Consider individual features of fountain pens and how they harmonize with your writing style as well as fit your budget. 12:08 Pen Anatomy - Nib Shapes & Grinds 15:18 Inks & Filling Mechanisms 16:48 Pen Barrels & Caps 19:40 Fountain Pen Dos & Don'ts → Do listen to advice from reputable salespeople → Do make informed decisions → Do try a variety of pens before making the selection → Do test nibs → Don’t assume the most expensive equals the best → Do buy a Pen You’re Willing to Use (and Perhaps Lose!) → Avoid Vintage for your First Buy → Don't make beginner fountain pen mistakes 22:08 Outfit Rundown
7/7/2023 3:00:36 PM
The 5 WORST Purchases I Made In My 20’s
Here are 5 dumb purchases I made in my 20s, how they happened, and a learning lesson from each one. I hope that this ultimately saves you money in the long run if you are aware of these while living through the decade of your 20's. Check out my free newsletter, 🐪 Hump Days ➭ https://humpdays.substack.com FREE STOCKS: 🏆 Webull USA: https://a.webull.com/i/HumphreyYang 🏆 Webull UK: https://www.webull-uk.com/i/humphreyUK 📈 MooMoo: Click this link to get up to 15 free stocks when you make a qualified deposit Terms & Conditions Apply: https://j.moomoo.com/00iNNL 💾 Coinbase: Get up to $200 for Getting Started ➭ https://coinbase-consumer.sjv.io/QOA326 🎓 Public: https://www.pqr3ntrk.com/6QFBWN/J8P3N/ to get $10 worth of free Stocks 💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply. 👾 Join our free Discord Community: https://discord.gg/humphrey Coinbase New User Incentive is a limited time offer. Offer available to new users only. Terms apply. See for details: https://help.coinbase.com/en/coinbase RESOURCES: 💵 Free Templates: https://beacons.ai/humphreytalks/freedownloads 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com ▶️ See What I Invest In ➭ https://patreon.com/humphreytalks 💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey 👾 Discord Community: https://discord.gg/r9UbduW4zU MY SOCIALS: Secret Channel -- https://youtube.com/@hug Instagram -- https://instagram.com/humphreytalks Twitter -- https://twitter.com/humphreytalks TikTok -- https://tiktok.com/@humphreytalks Rickie (Editor) ➭ https://instagram.com/coldgamerick WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! ⏱️ Timestamps: 0:00 - Start Here 0:42 - $5500 Slots App 5:08 - Overinvesting in Hobbies 7:40 - $2.5k Poker Book 11:31 - $1000 Tuxedo 13:06 - AirBnBs on A Solo Trip
4/22/2024 6:00:14 PM
Cryptocurrencies - The future of money? | DW Documentary
For some, cryptocurrencies are a dangerous bubble. For others, they represent the future of money. But what are the actual uses - and risks -- of cryptocurrencies? This documentary explores how crypto is altering global financial architecture. Since its inception, Bitcoin has evolved into a digital global currency that is challenging the existing financial system. The international availability and rapid increase in the value of Bitcoin attracted many to join this game of chance. The President of El Salvador even adopted Bitcoin as his nation’s official currency. However, most governments have positioned themselves against cryptocurrencies that aren’t regulated by states. The European Central Bank is predicting Bitcoin’s imminent demise. At the same time, the ECB also recognizes the need for digital money in a world that’s so reliant on the Internet. The digital Euro, for use as a payment method via Smartphone, is expected to be available soon. This documentary by Tom Ockers and Ulrich Stein explores how cryptocurrencies are altering global financial architecture. They hear from profiteers and victims, supporters and critics of the new digital currencies. #documentary #dwdocumentary #crypto ______ DW Documentary gives you knowledge beyond the headlines. Watch top documentaries from German broadcasters and international production companies. Meet intriguing people, travel to distant lands, get a look behind the complexities of daily life and build a deeper understanding of current affairs and global events. Subscribe and explore the world around you with DW Documentary. Subscribe to: ⮞ DW Documentary (English): https://www.youtube.com/dwdocumentary ⮞ DW Documental (Spanish): https://www.youtube.com/dwdocumental ⮞ DW Documentary وثائقية دي دبليو (Arabic): https://www.youtube.com/dwdocarabia ⮞ DW Doku (German): https://www.youtube.com/dwdoku ⮞ DW Documentary हिन्दी (Hindi): https://www.youtube.com/dwdochindi For more visit: http://www.dw.com/en/tv/docfilm/s-3610 Follow DW Documentary on Instagram: https://www.instagram.com/dwdocumentary/ Follow DW Documental on Facebook: https://www.facebook.com/dwdocumental We kindly ask viewers to read and stick to the DW netiquette policy on our channel: https://p.dw.com/p/MF1G
2/7/2024 5:00:17 PM
Meet the 3 kinds of people who are stealing your money | Kelly Richmond Pope
Fraud is a $5 trillion “industry.” But not all its perpetrators look alike. Kelly Richmond Pope, a professor of accounting, breaks down who commits fraud — and why. Subscribe to Big Think on YouTube ► https://www.youtube.com/channel/UCvQECJukTDE2i6aCoMnS-Vg?sub_confirmation=1 Up next, Why the wrong people end up in power | Brian Klaas, Bill Eddy, & more ► https://youtu.be/4PUd8pELTg8 When we think of someone who commits fraud, we think of people like Bernie Madoff or companies like Enron: intentional perpetrators of financial crimes. But other kinds of people commit fraud, too. Accounting professor Kelly Richmond Pope explains who else falls prey to the "fraud triangle", and they might be even scarier than the big bads. 0:00 How does fraud happen? 1:00 Meet Kelly Richmond Pope 1:28 The Fraud Triangle 2:18 Three types of fraudsters 2:26 Intentional perpetrators 3:50 Righteous perpetrators 4:20 Accidental perpetrators 5:56 And then there's Wells Fargo… ---------------------------------------------------------------------------------- Go Deeper with Big Think: ►Get Big Think+ for Business Guide, inspire and accelerate leaders at all levels of your company with the biggest minds in business. https://bigthink.com/plus/great-leaders-think-big/?utm_source=youtube&utm_medium=video&utm_campaign=youtube_description ---------------------------------------------------------------------------------- About Kelly Richmond Pope: Dr. Kelly Richmond Pope is the Dr. Barry Jay Epstein Endowed Professor of Accounting at DePaul University in Chicago, IL. Pope is a nationally recognized expert in risk, forensic accounting, and white-collar crime research, and an award-winning educator, researcher, author, and award-winning documentary filmmaker. She’s the author of Fool Me Once: Scams, Stories, and Secrets from the Trillion Dollar Fraud Industry (Harvard Business Review Press, March 2023). Pope teaches managerial and forensic accounting both at the undergraduate and graduate level.
12/15/2023 2:00:37 PM
Behind the Counter at a Japanese Onigiri Shop w/ +50 kinds of rice balls
Use my code PAOLO to get $15 off your first Bokksu Japanese snack box! https://partner.bokksu.com/paolo Japanese Onigiri Rice Balls made at this Tokyo hidden gem shop in Jujo Ginza. Today I’m taking you behind the counter for a Tokyo food tour at my favorite speciality onigiri, Japanese Rice ball shops in Tokyo, Kamataya. Hidden behind the Jujo Ginza Shotengai on a side street, about a 5 minutes walk from Jujo Ginza station, this onigiri lover’s paradise has been warming the heart’s of customers while also filling their stomachs with a unique variety of their culinary delights for over half a century. And of course, I’m going into their kitchen to show how it’s all made. To maintain the shop’s high quality standards, the shop carefully selects the best rice made in Japan each year to use in their onigiri, but with more than 800 rice cultivators in the country, it could be quite a task. I guess that what it takes make some the best onigiri in Japan. When Soeno san started, the shop wasn’t doing well, so he decided to add Shrimp Tempura Onigiri to their menu and it was a hit. Motivated by the success and his natural passion to create, he soon found himself in the onigiri business with an expansive menu of over 50 different types of onigiri even crafting seasonal items drawing inspiration from the season’s vegetables and proteins available on the market. All of this, motivated by his secret Joy in seeing his customer’s satisfied reactions. Kamataya Shop - https://goo.gl/maps/fFBC2JD8ofaUq41j8 - https://tabelog.com/tokyo/A1323/A132304/13008764/ Watch more of my Behind the Counter videos: - https://tokyozebra.com/btc Get my Tokyo & Japan Merch and show your support! - https://www.tokyozebra.com/mrch ___ Tokyo Zebra: My 2nd YouTube Channel ___ See My Life in Japan behind the scenes - https://www.youtube.com/tokyozebra Questions about Japan or Japan Travel? Get answers and chat with my Discord Community - https://paolofrom.tokyo/discord This video is sponsored by Bokksu ___ Channel Support ___ Want to help SUPPORT my channel, buy me a BEER or Maiko and I DINNER? Thank you in advance! - PayPal: https://www.paypal.me/paolofromtokyo - Venmo: PaolofromTokyo (venmo.com/paolofromtokyo) - Patreon: https://www.patreon.com/paolofromtokyo - Bitcoin: 1AUZW1Emio4qtRiBir3EUDey1zi3ssoRsw Join YouTube Channel Memberships - https://www.youtube.com/paolofromtokyo/join - Merch Store: https://tokyozebra.com/mrch ___ Help with Subtitles / Closed Captioning ___ - https://paolofrom.tokyo/cc ___ Business ___ Want me to feature your business in my video? [email protected] Want to send me stuff? For ADDRESS - https://www.tokyozebra.com/address ___ For more info about me ___ I'm from TOKYO JAPAN, I've been living here for a long time. I'll be your Tokyo Travel Guide, taking you to the spots I love as well as showing you what to do all around Japan and maybe sometimes overseas. I'm also into Tech so you'll see a few videos about my drone and other cool toys I discover. In short, the channel is all about what I Love, Japan, Food, Travel, Tech and most likely coming FROM-TOKYO, my home. - Website https://www.tokyozebra.com/about - Instagram: @paolofromtokyo - https://instagram.com/paolofromtokyo @tokyo.zebra - https://instagram.com/tokyo.zebra - Facebook: https://www.facebook.com/paolofromtokyoofficial - Twitter: https://twitter.com/paolofromtokyo ___ My Film Gear ___ (Affiliate Links Used - I may receive commission from products purchased) - Main Camera (USA Link) https://amzn.to/2GlSvyy (International) http://geni.us/pyBIG7S - Main Wide Lens (USA Link) https://amzn.to/2o5B00B (International) https://geni.us/DDbpW - Powered Mic (USA Link) https://amzn.to/2B7HnUM (International) http://geni.us/ZaFl4a - Mic (USA Link) https://amzn.to/30VtlPV (International) https://geni.us/lVurdzT - Portable TriPod (USA Link) https://amzn.to/2LKhM6e (International) http://geni.us/DfeI - Gimbal (USA Link) https://amzn.to/2PYmjYA (International) https://geni.us/amgYR3 - Drone (Original) (USA Link) https://amzn.to/2K6qrAW (International) http://geni.us/UFAFl3c - For a complete list of my gear: https://www.tokyozebra.com/my-gear/ Access to Music in video: http://share.epidemicsound.com/zsbS8
6/9/2023 11:59:09 PM
What a $400,000 House in Tokyo Japan will Get You
Get 10% off with my link on Squarespace - https://squarespace.com/paolofromtokyo This is a Japanese Home Tour of a $400,000 house in Tokyo. This 60,000,000 JPY House tour is pre-renovation so it may look a bit rough. It's a 160 square meters, 44 year old, 4LDK house with 2 garages and a backyard sitting on 181 square meters of land. So in Japan, housing properties are evaluated based on the land value plus the building value. In Tokyo, the average land value is about 1.2M yen 8110 USD per square meter, while in this area, on the outskirts, it averages about 330,000 yen / 2230 USD per square meters, which would value this house’s land at around 400,000 dollars. But since this house was built in 1980, has been poorly maintained, left un-renovated with no one living here for 3 years, the house value in Japan is considered close to zero. Therefore, a total valuation of 400,000 USD. This Tokyo house is a 12 minute walk away from Komae train station, which has many shops and cool restaurants and of course a supermarket. Also, about a 20 mins train ride from Shinjuku station, this area has a down to earth relaxing vibe and my favorite 3 breweries in the area with one just across the street. Real Estate Friend's Website - https://www.jinshomes.com/ Get my Paolo fromTOKYO Premium Kaminari Hot Sauce - https://paolofromtokyohotsauce.com Get my Tokyo & Japan Merch and show your support! - https://www.tokyozebra.com/mrch ___ Tokyo Zebra: My 2nd YouTube Channel ___ See My Life in Japan behind the scenes - https://www.youtube.com/tokyozebra Questions about Japan or Japan Travel? Get answers and chat with my Discord Community - https://paolofrom.tokyo/discord ___ Channel Support ___ Want to help SUPPORT my channel, buy me a BEER or Maiko and I DINNER? Thank you in advance! - PayPal: https://www.paypal.me/paolofromtokyo - Venmo: PaolofromTokyo (venmo.com/paolofromtokyo) - Patreon: https://www.patreon.com/paolofromtokyo - Bitcoin: 1AUZW1Emio4qtRiBir3EUDey1zi3ssoRsw Join YouTube Channel Memberships - https://www.youtube.com/paolofromtokyo/join - Merch Store: https://tokyozebra.com/mrch ___ Help with Subtitles / Closed Captioning ___ - https://paolofrom.tokyo/cc ___ Business ___ Want me to feature your business in my video? [email protected] Want to send me stuff? For ADDRESS - https://www.tokyozebra.com/address ___ For more info about me ___ I'm from TOKYO JAPAN, I've been living here for a long time. I'll be your Tokyo Travel Guide, taking you to the spots I love as well as showing you what to do all around Japan and maybe sometimes overseas. I'm also into Tech so you'll see a few videos about my drone and other cool toys I discover. In short, the channel is all about what I Love, Japan, Food, Travel, Tech and most likely coming FROM-TOKYO, my home. - Website https://www.tokyozebra.com/about - Instagram: @paolofromtokyo - https://instagram.com/paolofromtokyo @tokyo.zebra - https://instagram.com/tokyo.zebra - Facebook: https://www.facebook.com/paolofromtokyoofficial - Twitter: https://twitter.com/paolofromtokyo ___ My Film Gear ___ (Affiliate Links Used - I may receive commission from products purchased) - Main Camera (USA Link) https://amzn.to/2GlSvyy (International) http://geni.us/pyBIG7S - Main Wide Lens (USA Link) https://amzn.to/2o5B00B (International) https://geni.us/DDbpW - Powered Mic (USA Link) https://amzn.to/2B7HnUM (International) http://geni.us/ZaFl4a - Mic (USA Link) https://amzn.to/30VtlPV (International) https://geni.us/lVurdzT - Portable TriPod (USA Link) https://amzn.to/2LKhM6e (International) http://geni.us/DfeI - Gimbal (USA Link) https://amzn.to/2PYmjYA (International) https://geni.us/amgYR3 - Drone (Original) (USA Link) https://amzn.to/2K6qrAW (International) http://geni.us/UFAFl3c - For a complete list of my gear: https://www.tokyozebra.com/my-gear/ Access to Music in video: http://share.epidemicsound.com/zsbS8
3/15/2024 11:59:00 PM